Is health insurance the best work perk?

Written by Money and You | 24 May, 2022

Is health insurance the best work perk out there? Kerry Boielle from Southern Cross explains why you should consider more than just a pay check.

Key Points to note:

All insurance policies are different: Your policy will differ depending on which insurance provider and your personal medical history or status. Some may or may not cover pre-existing conditions and if you would like cover for your family also it's worth finding out if this is possible.
You may be able to take your health insurance with you when you change jobs: It's worth checking this with your provider, whether or not your new employer offers this perk or you may be able to continue the cover yourself.
Ask for help: If you have any questions about your existing policy or would like to take out health insurance, you can seek professional, financial or legal advice, or reach out to your insurance provider who will be happy to help you. You can also ask your HR team if your employer scheme has a designated case manager.

Disclaimer:

This video is provided by the Financial Services Council of New Zealand Incorporated (FSC) and is general information only. The views and opinions expressed in this video are those of the speakers and do not necessarily reflect those of the FSC. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. We encourage you to seek assistance from a trusted financial adviser, legal or other professional advice.

The links that are provided or names of third parties are additional resources that you access at your own risk and the FSC takes no responsibility for any third party content.

The FSC and its employees make no express or implied representations or give any warranties regarding this information and we accept no responsibility for any loss, damage, cost, or expense (whether direct or indirect) incurred by you as a result of any error, omission, or misrepresentation in this information.

Investments are subject to risk and not guaranteed.

20 May 2022.

View full post